Rate sheet
Capital Market Snapshot for Tuesday, April 28, 2026. Weekly change in basis points (bps); one basis point is 0.01 percentage points.
| Metric | Current | Weekly | Trend |
|---|---|---|---|
| GoC 5-year bond | 3.09% | ▲ +1 | Flat |
| GoC 10-year bond | 3.49% | ▲ +9 | Rising |
| 5-year CMB | 3.03% | ▼ −25 | Falling |
| 10-year CMB | 3.53% | ▼ −26 | Falling |
| Prime rate (RBC) | 4.45% | ◆ 0 | Flat |
| Avg. 5-year fixed (insured) | 4.04 to 4.29% | ◆ 0 | Rising |
Data pulled weekly from over 50 reputable sources. See the sources. Trend labels are reproduced from the Week 18 master; their time horizon is not stated.
The spread this week
95 to 120 bps
The quoted insured five-year fixed range of 4.04% to 4.29% is 95 to 120 basis points above the five-year GoC yield of 3.09%.
Next step: put the numbers to work
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